AI-generated models on Fanvue and OnlyFans: the full research

The research was done by AI agents that open web pages. Some sites refuse them; where that happened we say so. The small numbers point to the source list at the end. Where a figure is our own sum or guess, it is marked “our estimate” and the basis is given.

The claim

Our collection for this scheme holds only 2 tweets¹. Both are quoted below. Two tweets are a thin sample, so this page rests mainly on how the method is promoted in general: on sellers’ own pages, platform rules and press reports. View counts are as collected. The page judges the scheme, not the people who tweeted.

“I use X to make $10k per month with AI girls

all I do is create my ai girl on higgsfield, start generating lots of content I can use to post on X

start posting daily with new captions, content, etc and funnel to the OF/Fanvue

i created a full guide on how I do this, if you want access comment and I’ll send it over (must be following so I can DM)”

@patrykrx, 23 May 2026, 3,445 views¹². Our collected copy is cut off after “if you”; the ending was read through the viewer in².

“A kid I know is making $22k/mo selling “Aì model starter kits” to other operators & he’s never run a single model himself…

Classic shovel seller

He watched the Aì 0FM space explode on Twitter for 3 months. Saw every operator posting their revenue screenshots. Saw the demand”

@aiofmgod, 25 June 2026, 2,159 views¹. This quote is cut off in our copy; the rest of the tweet is discussed under “Who makes money from it”². The odd spellings “Aì” and “0FM” (for AI and OFM) are the author’s.

The first tweet claims income from running an AI model. The second claims income for someone who sells kits to people who run them. This page looks at both.

What the scheme is

“OFM” stands for OnlyFans management: running a paid adult page as a business. “AI OFM” is the same thing with a woman who does not exist.

The steps, as the tweets describe them:

Make an AI-generated woman with an image and video tool, and keep her face the same across many pictures.
Post her pictures every day on X, Instagram or similar sites to gather followers.
Send those followers (“funnel” them) to a paid page on Fanvue or OnlyFans. These are subscription sites where fans pay a monthly fee to see a creator’s posts, and pay more for private messages and pay-per-view items (a message or picture the fan pays to unlock).
Earn from the subscriptions and from paid chatting.

A second version is to sell guides, “starter kits”, courses or coaching to the people doing steps 1 to 4.

The mechanism is real. Fanvue allows fully AI-generated creators and says so in its help pages¹⁴. The questions are how many paying fans the claimed income needs, what work it takes to get and keep them, and which platform rules apply.

The arithmetic

The claim multiplies three things: paying subscribers, what each one spends in a month, and the share the platform leaves you. Then costs come off.

Step 1: the platform’s cut

Both platforms keep 20% of what fans pay.

OnlyFans’ terms say: “Our Fee is calculated as 20% of the total Fan Payment and will be deducted from each Fan Payment.”⁵
Fanvue’s policy says “the standard Creator Earning Rate is 80% of gross revenue from Paid-for Services, with the remaining 20% retained by Fanvue as Platform Fees.”¹⁰

There is one exception, for the first month. Fanvue’s home page says: “With Fanvue you take home 85% of your earnings for your first month, 80% thereafter.”⁵⁸ Its policy says such promotional rates “are published on the Platform” and can be withdrawn¹⁰. The older standing 85% rate for early joiners “has come to an end”¹¹. Pages that give 15% as Fanvue’s permanent fee overstate take-home pay⁴¹.

So after the first month, to keep $1,000, fans must spend $1,250 (1,000 ÷ 0.8). To keep $10,000, fans must spend $12,500. Neither tweet says whether its figure is before or after this fee¹.

Step 2: the subscription price

Fanvue says it “allows subscription prices from $3.99 to $100/month, with $9.99-$15 performing best across the platform on average.”¹⁷ Forbes Australia reported in January 2026 that “plans average $12.50 a month”³¹. The article gives no basis for that average.

At $12.50, a subscriber is worth $10 a month to the creator after the fee (12.50 x 0.8, our sum).

Step 3: where the money really comes from

The subscription is the small part. Fanvue’s own data on creators in their first two months says: “the subscription itself accounts for only around ~10% of what they earn. The largest share, around ~60%, comes from paid messages in DMs.”¹⁷ DMs are private one-to-one messages. Fanvue’s first-week guide agrees: “Priced messages alone make up over half of new-creator earnings”¹⁸.

So the first tweet’s “all I do is create my ai girl” and post leaves out the main job¹. Someone has to sell in private chat: the operator, hired staff (“chatters”), or software. These figures are Fanvue’s own, unaudited, and cover all creators, not AI ones in particular¹⁷.

Step 4: what one subscriber spends

We found two sources that give both a subscriber count and an income for an AI operator. Neither is verified.

The first is Fortune, in February 2024, on an anonymous student who runs an AI model called “Hailey Lopez”. Fortune writes that the operator “will spend a few hours a day creating content and chatting with Lopez’s 150 paying subscribers, raking in between $2,500 and $4,000 per month from her content”²⁵. That is about $17 to $27 per paying subscriber per month (our division: 2,500 ÷ 150 and 4,000 ÷ 150). Fortune does not say where the figures come from (presumably the operator), whether the sum is before or after the 20% fee, or whether “from her content” includes chat income²⁵.

The second is a claim from the forum Reddit, relayed by a guide site that earns from referral links: “$36.4K/month after 12 months with 4,380 subscribers and a 38% renewal rate”⁴². That is about $8.30 per subscriber per month (our division: 36,400 ÷ 4,380), less than the average subscription price in Step 2. We could not open Reddit to read the original.

So the range is wide: about $8 to $27 per paying subscriber per month.

Step 5: the subscribers needed

These are our estimates. “Fan spending needed” is the income divided by 0.8. The next three columns divide that spending by the per-subscriber figures in Step 4, taking them as spending before the fee. The last column assumes subscriptions were the only income, at $12.50.

Income you keep each month	Fan spending needed	Subscribers at about $27 each	At about $17 each	At about $8.30 each	If only the $12.50 subscription paid
$1,000	$1,250	about 47	about 75	about 150	100
$10,000 (the first tweet)¹	$12,500	about 470	about 750	about 1,500	1,000
$66,000 (not from a tweet: the line in the second account’s profile)²	$82,500	about 3,100	about 4,950	about 9,900	6,600

If the Fortune figures were already after the fee, the $27 and $17 columns fall by a fifth (our estimate).

The whole table rests on one unattributed sentence in a 2024 article and one forum claim read second-hand. On those, $1,000 a month needs roughly 50 to 150 paying fans, and $10,000 a month roughly 500 to 1,500.

Step 6: subscribers leave

Fanvue measured how long subscriptions last: “roughly 4 in 10 subscriptions last beyond the first 30-day cycle (i.e., the fan renews at least once), and about 1 in 4 last 90 days or longer”¹⁷. Put the other way round, about 6 in 10 subscribers do not renew even once.

Our estimate: if the average paying subscriber stays two to three months, holding 500 of them needs about 170 to 250 new paying subscribers every month (500 ÷ 3 and 500 ÷ 2). The average stay is our guess from Fanvue’s renewal figures.

That is why the supply of new followers from X or Instagram is the centre of the business. We found no measured figure for what share of social followers become paying subscribers.

Step 7: the costs

Making the pictures is the cheap part. Higgsfield, the tool named in the first tweet, listed plans at $19, $47 and $99 a month when billed for a year, when our agents read its pricing page on 2026-10-10³². The page refused a second reading, so these prices are not re-confirmed. One seller estimates an operator’s tools at $30 to $150 a month in total⁴³.
Chatting is the large cost. A solo operator pays for it in hours. In the best-known case, Fortune writes that the creator “told the Daily Mail they initially worked 14-to-16-hour days trying to create the ideal model, and now work eight hour days interacting with her fans”²⁵. That is the operator’s own statement, reported second-hand; Fanvue speaks of that account’s “team”²⁶. An operator who hires out the chatting pays in money. Desirely, a company that sells chat software to agencies, gives these ranges: “Budget 20% to 30% for chatting only, 30% to 45% when the agency also runs acquisition, 40% to 50% for full management.”³⁵ “Acquisition” means bringing in new fans, for example with paid traffic (adverts bought to bring visitors). The shares are of the money left after the platform’s fee, and Desirely says of the pages behind them: “Not one of those pages cites a source”³⁵.
With hired chatters, the sums change. Our estimate: with a 20% platform fee and 25% of the remainder paid to chatters, $10,000 of fan spending leaves about $6,000 before tools and traffic (10,000 x 0.8 x 0.75). To keep $10,000, fans must spend about $16,700.
Platform deductions. Fanvue holds earnings for 7 days, and up to 28¹⁰. Chargebacks (payments the fan’s bank reverses) come out of the creator’s money, and “If your account exceeds a 1.5% chargeback or dispute rate in any rolling 30-day period, we may impose a $50 USD (FIFTY US DOLLARS) administrative fee for each additional dispute.”¹⁰ One payout route carries a 1% fee²³.
Tax. Fanvue says “Creator Earnings are paid gross of tax”¹⁰. For US taxpayers the tax office says: “Whether or not you receive a Form 1099-K, you must still report any income on your tax return.”⁵⁴

Step 8: how the claim compares with platform averages

Neither platform publishes what a typical creator earns. Totals allow rough averages, which the biggest earners pull up.

OnlyFans. Its owner’s accounts for the year to 30 November 2025 say “the Company paid out $6.2bn (2024 $5.7bn) to Creators”, and count 5.063 million creator accounts, dormant ones included⁹. Our estimate: $6.2 billion ÷ 5.063 million is about $1,225 a year, or about $102 a month per account. A BBC report, read in a republished copy, gives 2.5 million active creators in 2025, which would make the average about $207 a month (our estimate)⁴⁶. Either way, $10,000 a month is about 50 to 100 times the average account.
Fanvue. A company press release of 10 July 2026 reports a “$200M annualised run-rate”, also worded as an “annualised revenue run rate” (the latest months’ revenue multiplied up to a year), and over 250,000 creators³⁰. Sacra, a research firm, gives 325,000 creators²⁹. The release does not say whether the $200 million is all fan spending or only Fanvue’s 20% share³⁰. Our estimate, both ways: if it is Fanvue’s share, creators receive about $800 million a year, an average of roughly $205 to $267 a month each. If it is all fan spending, creators receive about $160 million, roughly $41 to $53 a month each.
AI creators’ share. Fortune reported that in November 2023 “AI creators accounted for 15% of Fanvue’s total revenues that month”²⁵. Sacra puts Fanvue’s revenue at about $300,000 a month in late 2023 and over $10 million a month by the end of 2025, and repeats about 15% “in recent months” without a source²⁹. So the 15% was measured when the platform was a few percent of its present size. If the share has not moved (our assumption), AI creators’ pool is about $24 million to $120 million a year (15% of $160 million or of $800 million). One account at $10,000 a month takes $120,000 a year, so the pool would pay at most about 200 to 1,000 such accounts if no other AI account earned anything (the pool ÷ $120,000, our estimate). Fanvue does not publish how many AI creator accounts exist. Sacra speaks of “a few hundred” AI creators “today”, undated and unsourced; one person may run up to 15 AI accounts¹³²⁹.

Fanvue’s 2026 report also quotes “a survey of more than 3,000 creators” in which “over half still earn less than $15,000 annually”²⁰. It is an unnamed survey of creators across the wider creator economy, not of Fanvue or AI creators, so it is background only.

What the tweet text does not say

Each tweet gives a monthly income figure. In the tweet text, neither gives a subscriber count, a price, the 20% fee, how long subscribers stay, hours worked or costs, and neither mentions the platforms’ rules on AI content¹. We did not view their images or videos, or the guides and pages they point to.

What people who tried it report

There is no dataset of outcomes. Fanvue publishes no earnings figures for AI creators. We found no study, no audited income report, and no case where a journalist checked an operator’s payment dashboard. What exists is a handful of cases, set out in the table under “The upside”, and a lot of material from sellers.

Two more accounts belong here:

The blogger Niall Doherty, summarising a video by the YouTuber Sarah Chrisp titled “I Tried The Ai Influencer Side Hustle & Made $,___”, writes: “she made $0, mainly because she wasn’t willing to sell nudes of her AI influencer, which seems to be the main way to monetize”⁴⁰. That is his summary, not her statement. We did not watch the video (youtube.com/watch?v=8dBDoJWIbOQ).
A review site whose author writes under a pen name claims eight AI models on Fanvue, “the biggest pulling $25K/month, the smallest at $3K/month”, and says a “realistic timeline is 3-6 months of consistent work”⁴⁴. It shows no records. The page carries a Fanvue referral link, and Fanvue pays referrers a commission on a new creator’s earnings²¹⁴⁴.

What sellers themselves say to expect

Sellers of tools and guides have an interest in the method looking good. Their estimates for the first months are far below the tweets. For top accounts they quote figures at or above the tweets. None gives data.

One tool seller says AI influencers “earn from a few hundred dollars to over $100,000 per month from subscriptions, with most active accounts landing between $300 and $2,000”⁴¹.
A guide site says: “In the first 1–3 months, expect $0–500/month.”⁴² It says “$2,000–10,000/month is achievable” from months 6 to 12, and of $30,000 to $60,000 a month: “They exist, but that’s the top 1%”, needing “full teams — chatters, content schedulers, promotion managers”⁴².
Another seller’s table gives “$0 to $500/month” for months 1 to 3, $500 to $3,000 for months 3 to 9, “$3,000 to $10,000/month” for “the serious operator (months 9-18)” and “$10,000 to $60,000/month” for “the top AI earner”, which it calls “the very small club”⁴³. It says $3,000 of fan spending becomes about $1,200 to $1,400 after commission, tools and tax⁴³.

How crowded it is, and how common stolen footage is

Wired and 404 Media reviewed more than 1,000 AI-generated Instagram accounts in 2024. They wrote that “the industry is full of people who are trying to get rich in part by following guides and instructional courses being sold by people who have run successful AI influencers.”²⁶ They also counted: “Out of more than 1,000 AI-generated Instagram influencer accounts we reviewed, 100 included at least some deepfake content”, meaning real women’s videos with an AI face put on them²⁶. Of those 100, “60 self-identify as being AI-generated” and the other 40 carried no such notice²⁶. So face-swapping was a minority practice, about one account in ten. The article gives no earnings for the accounts.

Such accounts get removed. 404 Media reported in April 2024 on face-swapped accounts, one with 94,000 Instagram followers and a $5-a-month Fanvue page²⁷. Meta deleted the accounts the reporter flagged. Fanvue said of one: “This content is in breach of our terms and conditions. We have temporarily removed the account while we investigate the creator.”²⁷

Fast growth is possible, on fragile ground

A news site for the influencer trade, summarising a Fast Company report, describes an AI persona (an invented character) that “amassed nearly 1 million followers in roughly three months” on Instagram from December 2025 and sent them to an OnlyFans page⁴⁵. No income total was reported, and the article says the account “appears to violate OnlyFans platform policies”⁴⁵.

What the rules allow now

The scheme splits by platform. The tweets say “OF/Fanvue” as if the two were the same¹. They are not.

OnlyFans: a made-up AI woman is not allowed

OnlyFans’ help page says: “You can only share content that has been generated, altered, or enhanced by AI if: it clearly features the verified Creator; the user can tell that the content has been generated, altered, or enhanced by AI.”⁶ The “verified Creator” is the real, ID-checked person who owns the account. Breaking the guideline puts “your content, and your account” at risk of “being deactivated”⁶.

The company’s latest annual report puts it this way: “The platform’s Terms of Service allows the use of AI by Creators in limited circumstances but does not allow wholly AI generated Creator profiles as all profiles must be associated with a verified human Creator”⁹.

Other OnlyFans rules that bear on the scheme:

AI content “must be clearly and conspicuously captioned as AI Generated Content with a signifier such as #ai, or #AIGenerated.”⁵
“Creators may not directly integrate AI chat bots into the OnlyFans platform.”⁷ Human helpers are allowed, and the fan contract says so⁷.
Where OnlyFans decides there were serious or repeated breaches, or suspects that earnings come from unlawful activity, it may “delete your account and/or your Content” and “treat any part of your Creator Earnings as forfeited” (kept by the platform)⁵. Separately: “We may suspend or delete your account with 30 days’ Notice, at any time, for any reason”⁵.
The acceptable use policy bans “Any explicit image of another person without their consent including an artificially generated image.”⁸

Fanvue: allowed, with conditions

Fanvue’s help centre says “we do allow fully AI-generated content on the platform”¹⁴. Sacra reports that another adult platform, Fansly, banned photorealistic AI content in June 2025; we did not read Fansly’s own rules²⁹.

The conditions:

Disclosure. “All AI-generated media must include a clear and prominent disclosure (e.g., watermark, caption, accompanying message or bio statement).”¹⁶ And: “You must disclose your model is AI in your biog and cannot tell fans that you are a real person in posts and chats.”¹⁵
A real person behind the account. “Even if you are not using your face in the content, we will need an image of your valid, in-date, government-issued international ID or passport, and a selfie to verify your match.”¹³ The operator is not anonymous to the platform, which also holds bank and tax details¹².
No real person’s face or body without their verification. “AI-generated media uploaded to Fanvue must not be of a real person other than the account owner.”¹⁴ And: “if you are using real bodies of real people, adding an AI face is not enough to prove that you have been given permission to upload.”¹³
Several models per person. The account limit is “2 for Human Creators, 15 for AI Creators”¹³.
Forfeiture. On termination “Any unused Credits or Creator Balance may be forfeited”²⁴. The Creator Balance is money earned and not yet paid out.

Fanvue’s page of rules for agencies still reads “Coming Soon”²⁴. We found no Fanvue rule on whether a hired chatter or chat software must be disclosed to fans, and no report of a mass removal of disclosed AI models.

X. X allows AI-generated adult content if it is labelled and kept out of profile pictures and headers; repeat violations “may result in the account being placed in read-only mode or suspended”⁴⁷. Its authenticity policy says: “You may not use manufactured identities to engage in disruptive or deceptive behavior. This may include using stock, stolen or AI-generated profile photos, copied or stolen profile bios, and/or misleading profile information for the purpose of deceiving others.”⁴⁷ (Archived copies; X’s help site refused our tools.)
Instagram. Engadget reported on 31 August 2026 that Instagram “is now requiring” profiles built around an AI-generated person to use an “AI-generated profile” label⁴⁸. No start date was given for the penalty: unlabelled accounts “may soon see limits to their reach”⁴⁸. Meta’s rules also bar content that “contains usernames or links to pornographic websites”⁴⁹.
The image tool. Higgsfield’s terms bar content that is “tortious, obscene, hateful, offensive, or profane” and require “all necessary rights, releases, and consents” for a real person’s likeness³⁴.

The law

United States, real people’s likenesses. Since 19 May 2025 a federal law, the TAKE IT DOWN Act, makes it a crime to knowingly publish an AI-made intimate image of an identifiable person without consent, with a penalty for images of adults of being “fined under title 18, United States Code, imprisoned not more than 2 years, or both”⁵¹. The image must be one that, “when viewed as a whole by a reasonable person, is indistinguishable from an authentic visual depiction of the individual”⁵¹. A wholly invented face is outside that definition. A model that depicts an identifiable real woman so closely that a reasonable person could not tell it from an authentic image can fall inside it; resemblance alone does not meet the test.
European Union. Article 50 of the EU AI Act requires that people be “informed that they are interacting with an AI system”, and that a “deep fake” be disclosed as artificially made: content that “resembles existing persons, objects, places, entities or events and would falsely appear to a person to be authentic or truthful”⁵². A law firm’s note of 27 May 2026 says these duties proceed “as scheduled from 2 August 2026”, with a provisionally agreed “four-month grace period (until 2 December 2026)” for machine-readable marking by systems already on the market⁵². We did not check whether that change was adopted, or how the article applies to a fictional persona.
A pending lawsuit over a course and tool. Three women filed a civil complaint in Maricopa County Superior Court, Arizona, on 22 January 2026⁵⁰. It alleges that sellers of an AI-influencer course and an image tool taught subscribers to copy real women’s photos and earn from the AI copies on Fanvue⁵⁰. It also names up to 50 unidentified defendants (“John Does”), among them unknown people and entities said to have used the tool or run accounts with the plaintiffs’ images⁵⁰. The complaint says: “Subscribers to the “Blueprints,” which are hosted on WHOP and Skool, pay either $24.95 a month or a one-time fee of $69.97 on WHOP or $48/month on Skool. Upon information and belief, thousands of subscribers have purchased these “Blueprints” worldwide.”⁵⁰ Whop and Skool are sites for selling courses and paid communities. These are allegations in a pending case; nothing has been decided. A local news report says the lawyer for four of the named defendants said they “do not have comment at this time”; we did not find responses from the other named companies⁵⁰. The case concerns only the parties named in it.
Pending lawsuits over paid chatting. Fans filed a class action (one lawsuit on behalf of many customers) in California federal court in July 2024 against OnlyFans’ operator and several agencies, alleging that hired chatters, not the creators, were writing to them⁵³. Bloomberg Law reported on 22 May 2026 that OnlyFans’ operator was dismissed from the class action, and that a claim under the Video Privacy Protection Act “survives against the chatter agencies”⁵³. The article is behind a paywall after its first paragraph, and the part we read carries no comment from OnlyFans. The case is pending, is not about AI, and concerns only the companies named in it. We read news reports, not court records.

Who makes money from it

The platform, on every payment. Fanvue and OnlyFans each keep 20% of what fans pay, whatever the operator’s own result⁵¹⁰.

Fanvue also sells a course for creators in general, with the headline “Get to $5,000 on Fanvue in 60 Days Guaranteed or Your Money Back*”²². On the day we read it the price was “just $99 (limited-time discount, normally $299)”²². The refund has four conditions: complete the whole course, hand in a worksheet of the actions taken, “Not earn the specified earnings target of $5,000 USD on Fanvue within the specified 60 day timeframe from Course Completion”, and ask within “90 day deadline from your Course Start Date” (the sales page says 100 days)²². The $5,000 is “gross earnings (before platform fees)”, about $4,000 kept at the 80% rate (our sum)²².

Sellers of guides, kits, courses and coaching, paid up front. Prices we read on sellers’ own pages:

On Whop, a marketplace for digital products: a course at $29.99 a month, showing 6 members and one review, rated 5.0³⁷.
On Gumroad, another marketplace: from $5.80 for a guide to $297 for a bundle and EUR 997 for personal mentoring³⁸. Two sellers’ listings state “No refunds allowed”, and none of the four showed any ratings³⁸.
Wired and 404 Media bought two guides in 2024: one at $220 and one at $50²⁶.
Desirely’s directory of 43 OnlyFans-management courses, AI ones included, says: “9 of the 19 courses whose page could be read write their price; the prices found run from €47 to €997, with a median of €197.”³⁶ The rest ask for a form and a sales call³⁶. Desirely sells software to the same market, and the same page elsewhere gives a median “around €700”, so its figures are rough³⁶.

The second tweet tells a story about this side of the business. Its full text, read through a third-party viewer, tells of a $497 kit sold on Whop, about 45 sales a month, and costs of about $4,500, by someone who has “never run a single model himself”². The revenue line is consistent (45 x $497 = $22,365) and the cost lines add up to $4,500. But the stated “Whop fees: ~$2,200/mo” are about 9.8% of sales. Whop’s fee page gives “2.7% + $0.30 per successful transaction for domestic cards”, or “6% + $0.30” with every optional service on, which would come to roughly $620 to $1,360 (our sum)²³⁹.

The tweet says buyers “think they’re buying the shortcut to $40k/mo”, and quotes the seller: “I realized 90% of Aì 0FM operators quit within 60 days. The model itself is hard. Selling them the supplies to try is easy”². One listed item is “DaVinci Resolve presets that add iPhone-quality grain & JPEG artifacts to make Aì content look real”². Content made to pass as real runs against Fanvue’s disclosure rule¹⁵¹⁶. The story is second-hand and anonymous. We did not find the kit, and the 90% figure is an anecdote, not data.

Our estimate: at the directory’s median price of EUR 197, $22,000 a month needs roughly 100 sales a month. The directory lists one community with 409 members at EUR 47 a month, about EUR 19,000 a month if every member pays³⁶. So that size of income is possible for a seller with an audience. No seller’s sales are verified anywhere we looked.

Referrers and tool makers.

Fanvue pays whoever refers a new creator “5% of the Referred Creator’s Qualifying Revenue, calculated after deduction of Platform Fees” for 12 months, up to “a maximum of $50,000 USD per Referred Creator”²¹. That is about 4% of fan spending (our sum).
Higgsfield offers affiliates (people paid a commission for sending customers) “up to 25% commission for up to 12 months” and suggests sharing the link in “a course”³³. We saw no affiliate link in either tweet.

The accounts in our two tweets.

@patrykrx’s tweet offers “a full guide” to people who comment and follow². The profile links to a page that reads “Founder of the #1 OFM & Crypto Community” with buttons for a “FREE GROUP” and “PRIVATE GROUP ACCESS”; no price is shown³. We did not see the guide or the private group.
@aiofmgod’s profile links to an academy website with the line “how I make 66k/m+ with one model”². The website would not open for any of our tools, so we do not know what it offers or at what price. The profile also links to a channel on the messaging app Telegram⁴.

Neither tweet text shows proof of the income it states¹. We did not view their images or videos.

The best-known success also sells a course. The $220 course Wired and 404 Media bought is by “Professor EP”, who says he operates the Emily Pellegrini account and “claims to have made more than a million dollars in six months”²⁶. Fanvue confirmed the $100,000 he said he made on Fanvue alone: “Yes, Emily had earned this revenue on Fanvue.”²⁶ The larger figure is his own claim, and we found no check of it. Fanvue told the reporters it “has no affiliation with the course”²⁶.

Regulators. We found no regulator or court action about AI-model or OnlyFans-management courses, apart from the pending Arizona lawsuit. The nearest are US Federal Trade Commission actions against sellers of other AI-branded money-making programmes. In one, the FTC said its complaint alleged that for nearly all buyers of an online-store programme “the promised gains never materialize”⁵⁵. That is an allegation, not a finding. Two other cases were settled with bans on selling business opportunities; one settlement was still a proposed order when announced⁵⁶⁵⁷. Those cases concern only the companies named in them and different products. They are not evidence about this method or anyone on this page.

The upside

Real money moves through AI pages. This section sets out the best cases we found, and marks who stands behind each figure.

The best documented outcomes

Who	How much	Over how long	Who says so
Emily Pellegrini (adult AI model)	“$23,000 in revenue in January” 2024, “up from $6,000 in October”; $100,000 in total on Fanvue by mid-2024	A few months from launch	Fanvue, to Fortune and to 404 Media²⁵²⁶. Not audited. Not stated whether before or after the 20% fee; if before, about $18,400 to the creator (our sum).
“Hailey Lopez” (a student’s AI model)	$2,500 to $4,000 a month from 150 paying subscribers	Not stated	Fortune, without saying where the figures come from²⁵. No records shown.
Aitana Lopez (run by a Spanish agency’s design team; income partly brand adverts)	“up to €10,000 a month”; “the average is usually around €3,000”	From 2023	Her agency²⁸. Fortune gives her best month as $11,000²⁵.
Two AI models on Patreon (another subscription site) and Fanvue	$12,402 in one month	One month	A deleted Reddit post, read second-hand⁴⁰.
An unnamed operator	$36,400 a month, 4,380 subscribers, 38% renewing	After 12 months	A Reddit claim relayed by a seller’s page⁴². We could not open Reddit.

Things to notice:

The top case is not a clean example of the version the rules allow. Fortune says Pellegrini “posts adult content to her subscribers using deepfake technology”²⁵. Wired and 404 Media reported that “The Emily Pellegrini account was built in part with deepfake videos on Instagram”, and that its operator had been “posting content as if they were Emily Pellegrini”²⁶. In November 2024 Fanvue said: “While Emily does still have an active account on Fanvue where all content is verified and currently meets the platform’s strict terms and conditions, usage is extremely low. This reflects her team’s decision to opt for a different marketing strategy, which Fanvue does not support.”²⁶ Fanvue also said it would remove her image from future “Miss AI” contests²⁶.
The solo case was not openly AI either. Fortune: “On Lopez’s Fanvue and Instagram profiles, there is no direct mention that she’s an artificial creation, though she does describe herself as a ‘virtual girlfriend.’”²⁵ Fanvue’s rule today is “You must disclose your model is AI in your biog”¹⁵. So we found no documented income for a model that discloses AI as now required. Whether disclosure lowers what fans pay is an open question.
The best month against the tweets. $23,000 of revenue is about twice the $10,000 a month the first tweet states and about a third of the $66,000 in the second account’s profile¹²²⁵. The $22,000 in the second tweet is a kit seller’s claimed income, a different business.
The cases are old. Both main cases are from late 2023 and early 2024²⁵. Fanvue’s July 2026 release reports 17 million monthly users³⁰. So the pool of buyers is bigger, and so is the field of sellers²⁶. We found no independently checked income for any operator in 2025 or 2026.

What the top earns

No distribution exists for AI creators. The nearest statements:

Sacra says top AI creators on Fanvue make “$20,000+ monthly”²⁹. This is not a new case: the same page names its examples, “top AI models like “Aitana” and “Emily Pellegrini” now generate $10K–$20K+ per month”, the two 2023-24 accounts in the table²⁹.
Fanvue’s home page says: “There are creators on the platform making hundreds of thousands each month”⁵⁸. It does not say whether any is an AI model.
Fanvue’s report says “Creators using AI‑assisted messaging earn 6.3× more than those who don’t.”²⁰ Its July 2026 press release gives a different multiple: creators who use its AI tools “earn three to six times more than those who don’t”³⁰. The two do not match, neither gives a sample size, and both are about tools for all creators, not AI models. The release, read in full, has no earnings figure for AI creators³⁰.

The tweets’ figures are in the range of the best months reported for two accounts in 2023-24. Nothing we found shows any account reaching them since, or says how many could.

A realistic good result (our estimate)

Our judgement from the sources above, not a measured figure.

Months 1 to 3: little or nothing while a social following is built⁴²⁴³.
Months 6 to 12, if the following grows and the operator chats daily: a few hundred to about $3,000 a month in fan spending, before the 20% fee, tools and tax⁴¹⁴³.
A good solo result: the Fortune student’s level, about 150 paying subscribers and $2,500 to $4,000 a month²⁵. That profile did not directly say it was AI; we have no figures for one that does.
Five figures a month: matches only the top reported accounts, which were early, full-time or run by teams, and in the top case reported to have used face-swapped video²⁵²⁶²⁸⁴².

What it takes to compete

What those who succeed have

A supply of new followers that keeps coming. About 6 in 10 subscribers leave after the first month¹⁷. Every case in the table had a social audience. This is the hard part, and more than 1,000 similar Instagram accounts were already competing for it in 2024²⁶.
Hours of paid chat every day, or people paid to do it. About 60% of a new creator’s income comes from paid private messages¹⁷. The top case’s operator described eight-hour days interacting with fans²⁵. Fanvue’s own advice is: “Succeeding as an AI creator on Fanvue isn’t much different from succeeding as a non-AI creator.”¹⁹
Probably, willingness to sell adult content. The top case sold adult content, and the one reported zero, read second-hand, was put down to refusing to²⁵⁴⁰. We found no figures either way; Aitana’s income is partly brand adverts²⁸.
Skill with image and video tools. The student’s model was built with Stable Diffusion, an image-generation tool, “after lots of experimentation”, according to Fortune²⁵. Keeping one face consistent across hundreds of pictures is the craft.
Time without income, and often a team. Even sellers quote three months at $0 to $500⁴²⁴³. Aitana is run by a team of designers, and a seller’s guide says the top cases need chatters and promotion staff²⁸⁴².

What the rules now require

An openly artificial model, on Fanvue, is the version the rules allow¹⁴¹⁵¹⁶. This is a requirement, not something the documented earners are shown to have had (see “The upside”)²⁵²⁶. A disguised persona, a real woman’s footage, or a made-up model on OnlyFans each put the account and its unpaid balance at risk⁵⁶¹³.

What it costs

Money: tools at roughly $19 to $150 a month; the lower figure is the Higgsfield price we could not re-confirm³²⁴³. A course or kit, if bought, runs from about $6 to about EUR 997; none is required³⁶³⁸. Hired chatters take a share of income (Step 7)³⁵.
Time: a few hours a day at the modest level; a full working day at the top level, on the reports above²⁵.
Your identity: your government ID, bank and tax details sit behind every account¹²¹³.

The cash at risk is small. The main things a person can lose are time, an unpaid balance if an account is closed, and, for anyone who uses a real woman’s likeness, exposure to civil and criminal law²⁴⁵⁰⁵¹.

How to tell early which side you are on

These checks are our judgement, built from the figures above.

Can you already grow a social account? If you have never gathered a few thousand real followers on any subject, that is the skill to test first. It costs nothing to test.
After a month of daily posting, are followers arriving every day without you paying for them? The $10,000 level needs a few hundred new paying subscribers a month (Steps 5 and 6).
Do your first subscribers buy in chat? If your first 20 to 30 subscribers pay only the subscription, each is worth about $10 a month to you¹⁷³¹. At that rate $1,000 needs 100 of them at all times.
Do they renew? Fanvue’s platform-wide figure is about 4 in 10¹⁷.
Are you willing to do the chatting? If not, the plan depends on paying someone a quarter or more of the income, or on software whose results we could not check³⁵.
Does the method you were taught hide that the model is AI, or use other people’s videos? Then it breaks the rules of the one platform that allows the scheme¹³¹⁵¹⁶.

What we did not verify

The tweets’ own figures. $10,000 a month, $22,000 a month from kits, and “66k/m+ with one model” came with no proof in the tweet text, and we found none¹². We did not open the guides, the private group or the academy site; the academy site would not load.
Income for a disclosed AI model. We found none documented, and nothing on how disclosure affects what fans pay¹⁵²⁵²⁶.
The share of followers who become paying subscribers. No measured source found. This figure decides the whole sum.
Any earnings distribution. Neither platform publishes a median, and Fanvue publishes nothing on AI creators’ earnings or their number.
Fanvue’s $200 million run rate. The original press release refused our tools; we read a syndicated copy. Whether the figure is all fan spending or Fanvue’s share is not stated, and the release says both “five months” and “four months” for the doubling³⁰.
The 15% share for AI creators. The only company figure is for November 2023; Sacra’s newer wording may repeat it²⁵²⁹.
Higgsfield’s prices. Read once on 2026-10-10 and refused on a second try, so the plan prices, and whether $19 is the monthly or yearly-billed price, are not re-confirmed³². Whether Higgsfield permits explicit content was not checked.
Second-hand cases. We did not watch Sarah Chrisp’s video, and could not open the Reddit posts behind the $12,402 and $36,400 claims⁴⁰⁴². Reddit and BlackHatWorld refused our tools, so every forum figure here is second-hand.
Pages read through a summarising tool. Euronews, the Higgsfield terms, the Meta and IRS pages and some Fanvue help pages were read that way, so their short quotes should be re-opened before being relied on.
OnlyFans pages. onlyfans.com refused most of our tools and was read through the reader service r.jina.ai. The terms copy is marked “Last updated: August 2024” and may not be the newest⁵.
Enforcement. No data found on how often the platforms remove AI model accounts. Instagram’s label rule was read in a news report only⁴⁸.
Costs. Chatter commission ranges come from one vendor³⁵. We found no hourly pay for chatters, no sourced price for paid traffic, and no price for Fanvue’s own AI messaging tool.
Course sales. No seller’s sales volume, refund rate or student results are verified, including for Fanvue’s own course²². A Whop mentorship price in our first notes was not at the listing’s address and was removed³⁷.
Legal cases. For the Arizona case we read only the complaint and one news report; we found no answer or ruling⁵⁰. For the chatter cases we read news reports; case numbers, current status and any response from OnlyFans were not confirmed⁵³. The EU AI Act was read on an unofficial site, and whether the proposed grace period became law was not checked⁵².

Sources

Does It Pay collection of 2 tweets on this scheme, collected 2026-10-06. https://x.com/patrykrx/status/2058186147294027830 and https://x.com/aiofmgod/status/2070087607112073567
Full text of both tweets and both X profiles, read through the third-party viewer api.fxtwitter.com (x.com refused our tools). Tweets dated 2026-05-23 and 2026-06-25. Read on 2026-10-10.
link.me page linked from the @patrykrx profile. https://link.me/@patrykxrm Undated. Read at source on 2026-10-10.
Telegram channel linked from the @aiofmgod profile. https://t.me/s/daedalusaiofm Undated. Read at source on 2026-10-10.
OnlyFans, Terms of Service. https://onlyfans.com/terms Marked “Last updated: August 2024”. Read at source on 2026-10-10, mostly through r.jina.ai.
OnlyFans help, AI-generated content. https://onlyfans.com/help/196/205/211 Undated. Read at source on 2026-10-10 through r.jina.ai.
OnlyFans help, AI chat bots, https://onlyfans.com/help/196/205/213 and the fan-creator contract, https://onlyfans.com/contract Undated. Read at source on 2026-10-10 through r.jina.ai.
OnlyFans, Acceptable Use Policy. https://onlyfans.com/acceptable-use-policy Last updated September 2025. Read at source on 2026-10-10 through r.jina.ai.
Fenix International Limited, annual report for the year ended 30 November 2025, filed at Companies House 2026-09-20. https://find-and-update.company-information.service.gov.uk/company/10354575/filing-history/MzU0NTkyNjUxNGFkaXF6a2N4/document?format=pdf&download=0 Read at source on 2026-10-10 (scanned pages). Per-account averages are our estimate.
Fanvue, Creator Earnings and Payouts policy. https://legal.fanvue.com/creator-earnings-payouts Updated 2026-04-22. Read at source on 2026-10-10.
Fanvue help, Earning rate changes for creators. https://help.fanvue.com/en/articles/7860515-earning-rate-changes-for-creators-on-fanvue Undated. Read at source on 2026-10-10.
Fanvue, Creator Terms. https://legal.fanvue.com/creator-terms.md Updated 2026-09-19. Read at source on 2026-10-10.
Fanvue help, Passing KYC and creating multiple accounts as an AI creator. https://help.fanvue.com/en/articles/9539091-passing-kyc-and-creating-multiple-accounts-as-an-ai-creator Undated. Read at source on 2026-10-10.
Fanvue help, Is AI content allowed on Fanvue. https://help.fanvue.com/en/articles/9538738-is-ai-content-allowed-on-fanvue Undated. Read at source on 2026-10-10.
Fanvue help, What is an AI-generated model. https://help.fanvue.com/en/articles/9538752-what-is-an-ai-generated-model Undated. Read at source on 2026-10-10.
Fanvue, Community Guidelines. https://legal.fanvue.com/community-guidelines Updated 2026-06-14. Read at source on 2026-10-10.
Fanvue help, Subscription pricing and retention guide. https://help.fanvue.com/en/articles/16233102-subscription-pricing-retention-guide Updated 2026-08-10. Read at source on 2026-10-10.
Fanvue help, first-week guide for creators. https://help.fanvue.com/en/articles/16238033 Updated 2026-08-07. Read at source on 2026-10-10.
Fanvue help, Being successful on Fanvue as an AI creator. https://help.fanvue.com/en/articles/9539018-being-successful-on-fanvue-as-an-ai-creator Undated. Read at source on 2026-10-10.
Fanvue, report “AI Monetization: How Creators Will Earn in 2026 and Beyond”. https://landing.fanvue.com/report (PDF at https://drive.google.com/file/d/1C5IIvK3Eq5am4V_1NM-Ybm1B5dVxukAz/view). 2026. Read at source on 2026-10-10.
Fanvue, Creator Referral and Affiliate policy. https://legal.fanvue.com/creator-referral-affiliate.md Updated 2026-09-19. Read at source on 2026-10-10.
Fanvue, course terms, https://legal.fanvue.com/course-terms.md (updated 2025-08-21) and course sales page, https://course.fanvuecreatoracademy.com/ (undated). Read at source on 2026-10-10.
Fanvue help, Payout fees on Fanvue. https://help.fanvue.com/en/articles/14707946-payout-fees-on-fanvue Undated. Read at source on 2026-10-10.
Fanvue policy hub: General Terms (updated 2026-09-21) at https://legal.fanvue.com and the agency policies page at https://legal.fanvue.com/agency-policies-coming-soon Read at source on 2026-10-10.
Fortune, report on AI influencers and their creators. https://fortune.com/europe/2024/02/21/ai-influencers-secretive-creators-thousands-dollars 2024-02-21. Read at source on 2026-10-10. Per-subscriber figures are our estimate.
Wired, republishing 404 Media, report on the AI influencer industry on Instagram. https://www.wired.com/story/ai-pimping-industry-deepfakes-instagram/ 2024-11-20. Read at source on 2026-10-10.
404 Media, report on AI influencer accounts using real women’s videos. https://www.404media.co/ai-influencers-are-deepfaking-their-faces-onto-real-womens-bodies/ 2024-04-09. Read at source on 2026-10-10 through r.jina.ai.
Euronews, report on Aitana Lopez. https://www.euronews.com/next/2023/11/22/meet-the-first-spanish-ai-model-earning-up-to-10000-per-month 2023-11-22, updated 2024-12-27. Read at source on 2026-10-10 through a summarising tool.
Sacra, Fanvue company page, https://sacra.com/c/fanvue/ (undated, data to May 2026; read on 2026-10-10 through r.jina.ai) and research note, https://sacra.com/research/ai-onlyfans-at-100m-year/ (2026-01-21). Secondary: analyst estimates.
Fanvue press release of 2026-07-10, read in full on a syndicating site through r.jina.ai, https://www.01net.it/h1-fanvue-doubles-to-200m-run-rate-in-five-months-cementing-its-position-as-the-new-ai-infrastructure-for-the-creator-economy/ Secondary: the original on businesswire.com refused our tools. Averages are our estimate.
Forbes Australia, “Creator startup Fanvue raises $22 million to fuel the future of AI influencers”, by Alexandra York. https://www.forbes.com.au/news/entrepreneurs/fanvue-raises-22-million-to-fuel-the-future-of-ai-influencers/ 2026-01-19 (first published on forbes.com 2026-01-16). Read at source on 2026-10-10 through r.jina.ai.
Higgsfield, pricing page. https://higgsfield.ai/pricing Undated. Read at source once on 2026-10-10 through r.jina.ai; a second reading was refused, so the prices are not re-confirmed.
Higgsfield, affiliate page. https://higgsfield.ai/affiliate Undated. Read at source on 2026-10-10.
Higgsfield, terms of use. https://higgsfield.ai/terms-of-use-agreement Last updated 2026-07-26. Read at source on 2026-10-10 through a summarising tool.
Desirely, blog post on agency commission rates. https://www.desirely.co/en/blog/onlyfans-agency-commission-rates 2026-08-13. Secondary: a vendor’s summary of unsourced pages.
Desirely, directory of OnlyFans-management courses. https://www.desirely.co/en/ofm-courses “Checked on September 2, 2026”. Secondary: a vendor’s directory. Sales sums are our estimate.
Whop, AI Creators Club listing. https://whop.com/ai-creators-club-0495/ai-creators-course/ Undated. Read at source on 2026-10-10.
Gumroad listings: https://aigirlmethod.gumroad.com , https://adilmaf.gumroad.com/l/EARLYACCESS , https://theaimentor.gumroad.com/l/uuhfq , https://ofmteacher.gumroad.com/l/aiofm-ultimate-course Undated; refund policies dated 2025. Read at source on 2026-10-10.
Whop, fees documentation. https://docs.whop.com/fees Undated. Read at source on 2026-10-10.
Niall Doherty, write-up of an AI model income report, read on a Goodreads mirror. https://www.goodreads.com/author_blog_posts/25050298-these-ai-generated-models-earned-12-402-in-30-days?tab=author 2024-08-29. Secondary.
Sozee, article on AI creator earnings. https://www.sozee.ai/resources/?p=3444 2026-07-16. Read at source on 2026-10-10; a tool seller’s unsourced estimate.
slobodskyi.com, Fanvue guide. https://slobodskyi.com/monetize/memberships/fanvue 2026-02-11. Read at source on 2026-10-10; an affiliate site’s unsourced estimate, and secondary for the Reddit claim.
OF Generator, article on AI creator earnings on Fanvue. https://www.ofgenerator.com/blog/how-much-do-ai-creators-make-fanvue-2026 2026-04-27. Read at source on 2026-10-10; a seller’s unsourced estimate.
AI Influencers Launch, Fanvue review. https://aiinfluencerslaunch.com/fanvue-review 2026-04-18. Read at source on 2026-10-10; unverified claims by an author using a pen name.
Net Influencer, summary of a Fast Company report on an AI persona. https://www.netinfluencer.com/ai-influencer-jessica-foster-draws-nearly-1m-instagram-followers-into-funding-an-onlyfans-foot-fetish-account/ 2026-03-18. Secondary.
BBC report on OnlyFans, republished by Hiru News. https://hirunews.lk/en/485058/X 2026-08-26. Secondary.
X, adult content policy (dated May 2024) and authenticity policy, archived copies of 2026-10-02 and 2026-10-08. https://web.archive.org/web/2026/https://help.x.com/en/rules-and-policies/adult-content and https://help.x.com/en/rules-and-policies/authenticity Read at source on 2026-10-10 from the archive; the live pages refused our tools.
Engadget, report on Instagram’s label for AI-generated profiles. https://engadget.com/2246914/instagram-will-demote-ai-generated-influencers-if-they-dont-clearly-label-their-account/ 2026-08-31. Secondary.
Meta, Community Standards on sexual solicitation. https://transparency.meta.com/policies/community-standards/sexual-solicitation/ Latest dated change 2025-05-14. Read at source on 2026-10-10 through a summarising tool.
Complaint filed in Maricopa County Superior Court, Arizona, 2026-01-22 (redacted copy), https://ewscripps.brightspotcdn.com/59/96/8bb1dcea41e68d8df948b0fb7938/redacted-complaint-and-petition-for-damages-compressed.pdf and KCTV5 news report, https://kctv5.com/2026/02/27/arizona-lawsuit-alleges-ai-porn-scheme-used-photos-kansas-city-native-other-women/ 2026-02-27. Read at source on 2026-10-10. Allegations in a pending case.
TAKE IT DOWN Act, Public Law 119-12. https://www.govinfo.gov/content/pkg/PLAW-119publ12/html/PLAW-119publ12.htm Enacted 2025-05-19. Read at source on 2026-10-10.
EU AI Act, Article 50 and Article 3(60), on an unofficial consolidated site, https://artificialintelligenceact.eu/article/50/ and Gibson Dunn client alert, https://www.gibsondunn.com/eu-ai-act-omnibus-agreement-postponed-high-risk-deadlines-and-other-key-changes/ 2026-05-27. Secondary.
Reports on class actions over paid chatting: Bloomberg Law, https://news.bloomberglaw.com/ip-law/onlyfans-operator-dismissed-from-chatter-scam-class-action 2026-05-22 (cut short by a paywall); Net Influencer, https://www.netinfluencer.com/onlyfans-sued-subscribers-claim-fraud-over-model-impersonation-by-agencies/ 2025-04-02; 404 Media, https://404media.co/onlyfans-sued-after-two-guys-realized-they-might-not-actually-be-talking-to-models 2025-04-01. Secondary. Pending cases.
US Internal Revenue Service, Understanding your Form 1099-K. https://www.irs.gov/businesses/understanding-your-form-1099-k Last reviewed 2026-06-28. Read at source on 2026-10-10 through a summarising tool.
US Federal Trade Commission, announcement of Operation AI Comply. https://www.ftc.gov/news-events/news/press-releases/2024/09/ftc-announces-crackdown-deceptive-ai-claims-schemes 2024-09-25. Read at source on 2026-10-10 through r.jina.ai (ftc.gov refused a direct fetch).
US Federal Trade Commission, press release on Automators AI. https://www.ftc.gov/node/82680 2024-02-27. Read at source on 2026-10-10 through r.jina.ai (ftc.gov refused a direct fetch).
US Federal Trade Commission, press release on a proposed settlement with Air AI. https://www.ftc.gov/node/330074 2026-03-24. Read at source on 2026-10-10 through r.jina.ai (ftc.gov refused a direct fetch).
Fanvue, home page, questions and answers section. https://www.fanvue.com/ Undated. Read at source on 2026-10-10.

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