The claim
“pov: you started OFM instead of SMMA”
@patrykrx, posted 15 August 2024, 37,173 views as collected141
OnlyFans is a subscription site where fans pay creators for content and private messages; most of the content is adult. “OFM” is OnlyFans management: an agency runs a creator’s account for a share of what the creator earns. “SMMA” is a social media marketing agency. The tweet’s words state no income1. The page judges the scheme, not the person who tweeted.
Agency staff called “chatters” usually answer fans’ private messages in the creator’s name.
The sums
OnlyFans keeps 20% of each fan payment and the creator receives 80%2. The agency takes its cut from the creator; no source measures the usual cut. A pending US lawsuit alleges 20% to 30% for agencies it names, and the BBC reported “commonly 50%”1117.
What the agency’s creators must receive each month (our sums, with the cut taken after the platform’s fee, as in one contract the BBC saw17):
| Agency revenue wanted | 20% cut | 30% cut | 50% cut |
|---|---|---|---|
| $1,000 a month | $5,000 | $3,333 | $2,000 |
| $10,000 a month | $50,000 | $33,333 | $20,000 |
That is the total across all the agency’s creators, before chatters’ pay, software and the cost of finding creators.
Such creators are rare. One 2020 self-published study of “around one thousand accounts” found “The median account makes $180 a month” (half earn less)29. An analyst, Matthew Ball, applied that study’s shares to a later year and put the top 1% of accounts at about “$49,000 each” a year, about $4,100 a month (our division)56. So $10,000 a month at a 30% cut needs about eight average top-1% creators, or one creator earning more than the average top-0.1% account (our division)56. This is a rough guide from a small six-year-old sample.
Chat is the main cost. The lawsuit alleges most agencies pay chatters about $3 to $4 an hour11. At that rate one 8-hour shift every day costs $720 to $960 a month (our estimate)11. At $1,000 a month of commission, the owner does the chatting.
What happens to most people who try
We found no study or platform figure on how many new agencies sign a creator, earn anything or last a year.
The field is crowded. The BBC joined one agents’ Telegram group with 24,000 members, and one UK creator said she “receives more messages from OFMs than from fans”17. Group sizes are a loose guide: one Discord server advertised with 25,340 members held 21 people when measured39.
Our inference is that many who start probably sign no creator who earns enough to matter17.
The upside
Agencies with large creators do make large sums. Neither figure below was audited.
- A chat management agency listed for sale. The seller states revenue of $10,833,375 in 2025 and profit of $317,000 a month, after 4 years, with “500+ contractors and staff”30. The broker marks it “Verified” without saying what was checked30.
- An allegation in the lawsuit. The complaint says one agency manages over 100 accounts, “the majority of those Creators making $40,000–$80,000 per month”11. This is unproven and stated “on information and belief”, meaning the plaintiffs believe it but do not claim direct knowledge11. A 20% to 30% cut of one such account is $8,000 to $24,000 a month (our sum)11.
What it takes to compete
Those who succeed have:
- Creators who earn thousands a month, or can be grown to it. Reuters reports that many of the top 1% are already managed by agencies, according to three agency officials19. Claims of growing small creators are unverified1924.
- A chat operation that sells. Screenshots shown to Reuters indicate one chat team generated $1.5 million in revenue for one model in eight months19.
- A way to bring in fans. A creator with no traffic has nothing for chatters to sell to. Promotion runs on platforms that restrict adult links and can remove accounts5354.
- A creator who stays. OnlyFans pays the creator, not the agency, and can suspend an account and withhold earnings “without warning”2.
- Acceptance of the legal position. Fans brought the pending US lawsuit against OnlyFans’ operator and several agencies, alleging they paid believing they were talking to the creator1112. Nothing has been decided against any agency; we read the court’s list of filings, not its orders13.
- A clean way of working. The BBC spoke to 60 UK creators and found managers “are sometimes exploitative and threatening”; it did not name the agencies17.
Software costs $0 to $40 per creator a month at the lowest earnings band and rises with the creator’s earnings3435. The larger cost is months of unpaid recruiting and chatting.
To tell early (our judgement): do you already know a creator earning thousands a month who would hand you the account?
Who else makes money from it
OnlyFans takes its 20% first2.
People also sell courses and paid groups to those who want to start an agency. The tweet’s profile leads to a checkout for “OFM Penthouse VIP Access” at a one-time $97 plus tax414243. We did not see inside the group and do not know whether the account holder runs an agency. Several reviewers of one coaching programme say they paid $8,000; others on the same page praise it. These statements are unverified45.
The full researchEvery figure, every source, and what we could not verifyAbout 9,300 words · 56 sources →Sources (56)
- Does It Pay collection of 1 tweet on this scheme, collected 2026-10-06; the tweet is linked above. Read from our collected copy on 2026-10-10.
- OnlyFans, Terms of Use. https://onlyfans.com/terms . Page says "Last updated: August 2024". Read at source on 2026-10-10 through a reader service (direct reading refused).
- OnlyFans, Contract between Fan and Creator. https://onlyfans.com/contract . "Last updated: August 2024". Read at source on 2026-10-10 through a reader service.
- OnlyFans, Acceptable Use Policy. https://onlyfans.com/acceptable-use-policy . "Last updated: September 2025". Read at source on 2026-10-10 through a reader service.
- OnlyFans, Referral Program Terms. https://onlyfans.com/referral-program-terms . "Last updated: August 2024". Read at source on 2026-10-10 through a reader service.
- Fenix International Limited, group accounts for the year ended 2025-11-30, Companies House. https://find-and-update.company-information.service.gov.uk/company/10354575/filing-history . Filed 2026-09-20. Read at source on 2026-10-10 (scanned document; strategic report pages only). Averages per account are our estimate.
- Fanvue, Creator Terms and Creator Earnings and Payouts. https://legal.fanvue.com/creator-terms and https://legal.fanvue.com/creator-earnings-payouts . One researcher saw "Updated 19 September 2026" and "22 April 2026"; others saw no date. Read at source on 2026-10-10.
- Fanvue, Community Guidelines (AI-generated media). https://legal.fanvue.com/community-guidelines . Undated. Read at source on 2026-10-10.
- Fanvue, Terms and Conditions. https://legal.fanvue.com/terms-conditions . Undated. Read at source on 2026-10-10.
- Fanvue, Creator referral and affiliate terms. https://legal.fanvue.com/creator-referral-affiliate . Undated. Read at source on 2026-10-10. Not cited in the text.
- First Amended Class Action Complaint, N.Z. et al. v. Fenix International Ltd et al., C.D. Cal. 8:24-cv-01655, Document 118. https://storage.courtlistener.com/recap/gov.uscourts.cacd.935040/gov.uscourts.cacd.935040.118.0.pdf . 2025-04-23. Read at source on 2026-10-10. Allegations in a pending case.
- Class Action Complaint in the same case, Document 1. https://storage.courtlistener.com/recap/gov.uscourts.cacd.935040/gov.uscourts.cacd.935040.1.0.pdf . 2024-07-29. Read at source on 2026-10-10. Allegations in a pending case.
- CourtListener docket for the same case. https://www.courtlistener.com/docket/68990373/nz-v-fenix-international-limited/?order_by=desc . Entries to 2026-10-09. Read at source on 2026-10-10. The docket entries were read; the orders themselves were not.
- Hagens Berman (plaintiffs' law firm), case page on the OnlyFans chatter class action. https://hbsslaw.com/cases/onlyfans-chatters . Published 2024-07-30. Read at source on 2026-10-10 through a reader service. One side's account.
- Bloomberg Law, report on the dismissal of OnlyFans' operator from the chatter class action. https://news.bloomberglaw.com/ip-law/onlyfans-operator-dismissed-from-chatter-scam-class-action . 2026-05-22. Secondary: opening paragraphs only (paywall); the court order was not opened.
- Eric Goldman, Technology and Marketing Law Blog, summary of N.Z. v. Fenix Int'l Ltd. (C.D. Cal., 12 December 2025). https://blog.ericgoldman.org/archives/2025/12/onlyfans-defeats-chatter-scam-claim-n-z-v-fenix.htm . 2025-12-21. Secondary: the blog was read on 2026-10-10; the order was not.
- BBC News, investigation into OnlyFans managers. https://www.bbc.com/news/articles/c932gpk2l1do . 2026-06-15. Read at source on 2026-10-10.
- BBC News, Chris Vallance, report on an OnlyFans chatter's pay. https://www.bbc.com/news/articles/cq571g9gd4lo . 2026-03-11. Read at source on 2026-10-10 by one researcher; others were refused and read a syndicated copy at https://www.aol.com/articles/icky-heartbreaking-2-per-hour-000445310.html (secondary).
- Reuters special report on OnlyFans agencies and chatters, syndicated copy at Interaksyon (Philippine Star). https://interaksyon.philstar.com/trends-spotlights/2024/07/31/280757/onlyfans-porn-juggernaut-fueled-by-a-deception/ . 2024-07-31. Secondary: reuters.com refused us; the syndicated copy was read on 2026-10-10 through a reader service.
- Wired, first-person report on working as an OnlyFans chatter. https://www.wired.com/story/i-went-undercover-secret-onlyfans-chatter-wasnt-pretty/ . 2024-05-15. Read at source on 2026-10-10.
- Rest of World, report on chatters and AI chat tools. https://restofworld.org/2025/onlyfans-ai-dm-bots . 2025-08-20. Read at source on 2026-10-10.
- Fortune, report on AI and OnlyFans chat work. https://fortune.com/2024/04/05/ai-is-coming-for-the-onlyfans-chat-industry . 2024-04-05. Read at source on 2026-10-10 through a reader service. Its pay figure is marked "reportedly".
- Vice, report on OnlyFans management agencies and chatters. https://www.vice.com/en/article/onlyfans-management-agency-chatters . 2023-10-24. Read at source on 2026-10-10 through a reader service. Figures are interviewees' own statements; pound amounts are as Vice printed them.
- Vocal, "My journey building an Only Fans agency" (agency founder's own account). https://vocal.media/journal/my-journey-building-an-only-fans-agency . Undated; shown as published 10 months before 2026-10-10. Read at source on 2026-10-10. Self-reported, no proof.
- Rolling Stone, report on OnlyFans model management. https://www.rollingstone.com/culture/culture-features/onlyfans-model-management-industry-exploitation-1073615/ . 2022-01-18. Read at source on 2026-10-10, directly and through a reader service.
- MEL Magazine, report on OnlyFans management companies. https://melmagazine.com/en-us/story/onlyfans-management-companies . 2021-12-28. Secondary: read through a summarising tool on 2026-10-10. Not cited in the text.
- BuzzFeed News, report on lawsuits involving Unruly and Behave agencies. https://www.buzzfeednews.com/article/otilliasteadman/unruly-suit-instagram-models . 2022-03-08. Secondary: a press report of lawsuits, read on 2026-10-10 through a reader service; court files not opened.
- Tubefilter, report of OnlyFans' announcement on million-dollar earners. https://www.tubefilter.com/2026/08/26/onlyfans-million-dollar-earners-keily-blair-earnings/ . 2026-08-26. Secondary: the article was read on 2026-10-10; the announcement and the filings it cites were not.
- XSRUS, "The Economics of OnlyFans". https://xsrus.com/the-economics-of-onlyfans . 2020-04-24. Read at source on 2026-10-10. Self-published study; the author writes that he scraped "around one thousand accounts".
- Broker.xxx, listing 6770, chat management agency. https://crm.broker.xxx/listings/6770/high-margin-creator-revenue-optimization-agency-OFM . 2026-03-13. Read at source on 2026-10-10. Seller's figures; asking price.
- Broker.xxx, listing 6533, OnlyFans chatting service. https://crm.broker.xxx/listings/6533/onlyfans-chatting-service . 2023-11-08. Read at source on 2026-10-10. Seller's figures.
- Broker.xxx, listing 6660, "OFM Builder Business". https://crm.broker.xxx/listings/6660/ofm-builder-business . 2025-12-05. Read at source on 2026-10-10. Seller's figures; asking price.
- Flippa, listing 11384990, OnlyFans agency website, assets and courses. https://flippa.com/11384990 . Undated; shown on 2026-10-10 with the reserve met and the sold price hidden. Read at source on 2026-10-10 through a reader service. Seller's figures; the implied price is our estimate.
- Supercreator, pricing. https://www.supercreator.app/pricing . Undated. Read at source on 2026-10-10 through a reader service; prices above the lowest earnings band were not readable.
- Infloww, pricing. https://infloww.com/pricing . Undated. Read at source on 2026-10-10; prices above the lowest earnings band were not readable.
- Desirely, pricing. https://www.desirely.co/en/pricing . Undated. Read at source on 2026-10-10.
- Desirely, directory of OFM courses. https://www.desirely.co/en/ofm-courses . Pages checked 2026-09-02. Secondary: a vendor's survey of course pages; the course pages were not opened.
- Desirely, "10 mistakes" article on why agencies fail. https://www.desirely.co/en/blog/10-mistakes-onlyfans-agencies-fail . Published 2026-04-06, updated 2026-09-01. Read at source on 2026-10-10 through a reader service. Vendor's illustrative figures and opinion.
- Desirely, measurement of OFM Discord servers. https://www.desirely.co/en/blog/onlyfans-management-discord-servers . Measured 2026-08-29. Read at source on 2026-10-10.
- OFM Tools, "How to start an OnlyFans agency". https://ofm-tools.com/how-to-start-onlyfans-agency . Undated. Read at source on 2026-10-10 through a reader service. A guide site that promotes agency software; its opinion.
- Tweet and X profile of @patrykrx, read through the FxTwitter mirror. https://api.fxtwitter.com/patrykrx/status/1824205158911221811 . Tweet posted 2024-08-15. Read on 2026-10-10 (x.com refused our tools).
- Link page linked from that profile. https://link.me/@patrykxrm . Read at source on 2026-10-10 through a reader service.
- Whop checkout for "OFM Penthouse VIP Access". https://whop.com/checkout/plan_lwt6e7I7R28aB . Read at source on 2026-10-10.
- Telegram channel linked from that profile. https://t.me/s/patrykcalls . Latest post 2026-10-08. Read at source on 2026-10-10.
- Trustpilot, reviews of one OFM coaching programme. https://www.trustpilot.com/review/fameu.co . Reviews dated 2025-09-10 to 2026-05-05. Read at source on 2026-10-10 through a reader service. Unverified customer statements; the company was not asked for a reply.
- Fortumedia, page at the OnlyCash address. https://www.fortumedia.com/onlycash . Undated. Read at source on 2026-10-10 by two routes that returned different pages: the course sales page when fetched directly, and a cached snapshot of a coaching application form through a reader service.
- OnlyFans blog, post for agencies and talent managers, archived copy. https://web.archive.org/web/20220811014012/https://blog.onlyfans.com/unlocking-the-earning-potential-for-agencies-and-talent-managers/ . 2019-02-20. Read at source (archive) on 2026-10-10. Not cited in the text.
- Cosmopolitan UK, report on OnlyFans agencies quoting an OnlyFans spokesperson. https://www.cosmopolitan.com/uk/reports/a60637412/onlyfans-agencies/ . 2024-06-24. Secondary.
- Hagens Berman, case page on the OnlyFans referral programme class action (Hardesty v. Fenix, C.D. Cal. 8:26-cv-02189). https://www.hbsslaw.com/cases/onlyfans-referral-program-commission-class-action . Filed 2026-08-12. Read at source on 2026-10-10 through a reader service. One side's account of a pending case.
- 404 Media, report on a second subscriber class action brought by two Illinois residents. https://www.404media.co/onlyfans-sued-after-two-guys-realized-they-might-not-actually-be-talking-to-models/ . 2025-04-01. Secondary: free opening of the article only; the filing was not read.
- Swedish Riksdag, news item on the law change. https://www.riksdagen.se/en/news/articles/2025/may/20/tougher-approach-to-sexual-violations-fraud_cmsf1c47539-5c25-4e90-954a-21cbec69b651en/ . 2025-05-20. Read at source on 2026-10-10. Interpretation: European Audiovisual Observatory, IRIS 2025-7:1/10, https://merlin.obs.coe.int/article/10354 (secondary).
- Public Sénat, report on the Senate vote on the bill against online sexual exploitation. https://www.publicsenat.fr/actualites/politique/onlyfans-mym-dans-un-climat-parfois-tendu-le-senat-vote-un-texte-contre-lexploitation-sexuelle-en-ligne . 2026-02-10. Secondary.
- Meta, Community Standards on sexual solicitation. https://transparency.meta.com/policies/community-standards/sexual-solicitation/ . Page date not captured. Read at source on 2026-10-10 through a reader service.
- 404 Media, report on AI Instagram accounts using other people's videos. https://www.404media.co/email/d72b3844-9d62-4961-b52f-86ba9f237480/ . 2024-04-09. Read at source on 2026-10-10.
- US Federal Trade Commission, press release on a settlement with a seller of business-opportunity programmes (Growth Cave). https://www.ftc.gov/news-events/news/press-releases/2026/01/ftc-secures-settlement-banning-growth-cave-defendants-marketing-selling-business-opportunities . 2026-01-27. Read at source on 2026-10-10. Not about OnlyFans.
- Matthew Ball, "Breaking Down OnlyFans' Stunning Economics". https://matthewball.co/all/ofpl . 2024-09-08. Read at source on 2026-10-10. An analyst's estimate that applies the 2020 study's shares [29] to a later year's payouts; monthly figures are our division.
